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Housing

How to Negotiate Your Rent in the US (and When You Have Leverage)

Landlords spend $1,500-3,000 turning over a unit. They'd rather give you a $50/month discount than lose you. Here's when and how to negotiate — plus rent control rules.

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Housing

US Renter's Insurance Costs $15/Month and Covers $30,000+ in Losses

Most US renters don't have renter's insurance — but it covers theft, fire, water damage, and liability for about $15/month. Your landlord's policy covers the building, not your stuff.